What Kind Of Card Types Does Itilite Support?

ITILITE empowers your team with flexible spending options through its corporate card program. Understanding the different card types available helps you choose the best fit for your business needs and employee travel.

ITILITE Card Types: Virtual vs. Physical

ITILITE supports two primary types of corporate cards for your employees: Virtual ITILITE Cards and Physical ITILITE Cards. Both are designed to streamline your expense management, but they cater to different transaction scenarios. The availability of physical cards is often determined by your company's specific policy and card program configuration.

Virtual ITILITE Cards are the primary form of ITILITE Cards, issued instantly to employees. These digital cards are perfect for online payments, subscriptions, and any transaction where card details can be entered manually. They offer immediate access to funds, making them ideal for urgent or spontaneous business expenses.

Physical ITILITE Cards are traditional plastic corporate cards. These tangible cards are shipped to employees and are best suited for in-person transactions, such as restaurant meals, taxi fares, or purchases at physical stores. While the ITILITE platform supports physical card issuance, your company's policy may restrict or disable this option, defaulting to virtual cards only.

Important Considerations for ITILITE Cards

NOTE: The core functionality between Virtual and Physical ITILITE Cards is effectively the same. Both types integrate seamlessly with ITILITE's expense workflows, offering unified transaction views, automatic expense creation, policy checks, and ERP synchronization. The main difference lies in their form factor and where they can be used.

PRO-TIP: Virtual ITILITE Cards can be easily added to mobile wallets like Apple Pay or Samsung Pay. This allows for convenient tap-and-pay transactions at physical terminals, effectively extending the in-person usability of your virtual card without needing a physical plastic card.

Your company's card policy plays a crucial role in determining which card types are available for issuance. While the ITILITE platform supports both, administrators can configure policies to allow only virtual cards, or to enable both virtual and physical options for employees. This ensures that card issuance aligns with your organization's specific control and operational preferences.

Security features, access controls (like masking sensitive card details), and management actions (such as locking or closing a card) apply equally to both Virtual and Physical ITILITE Cards. Similarly, card features like budgets, spending limits, and merchant restrictions are defined at the program level and function consistently across both card types.

Frequently Asked Questions

Here are some common questions about ITILITE Card types to help you manage your corporate spending effectively.

Q: What types of corporate cards does ITILITE offer to employees?

A: ITILITE primarily offers two types of corporate cards for employees: Virtual ITILITE Cards and Physical ITILITE Cards. These options provide flexibility for various business transactions, whether online or in-person.

Q: How do Virtual and Physical ITILITE Cards differ?

A: Virtual cards are digital, generated instantly, and best suited for online transactions. Physical cards are tangible plastic cards, shipped within 7-10 business days, and designed for in-person purchases. Both offer the same core functionalities for expense management.

Q: Can an employee have both a Virtual and a Physical ITILITE Card? Are there limits on how many they can have?

A: Yes, an employee can have both a Virtual and a Physical ITILITE Card simultaneously to cover different spending needs. While there is a limit of one Physical card per employee, there is no limit on the number of Virtual cards an employee can be issued, allowing for flexible allocation based on specific projects or spending categories.

Q: Can I use my Virtual ITILITE Card for tap-and-pay transactions?

A: Absolutely! You can add your Virtual ITILITE Card to mobile wallets like Apple Pay or Samsung Pay. Once added, you can use your mobile device for convenient tap-and-pay transactions at any compatible point-of-sale terminal, just like a physical card.

Q: Are there any additional fees for choosing a specific card type or using a Virtual card with mobile wallets?

A: No, ITILITE does not charge additional fees for choosing between Virtual or Physical cards, nor for using your Virtual card with mobile wallets like Apple Pay. Your choice should be based on convenience and suitability for your transaction needs.