business credit cards

Travel is a crucial aspect of many businesses, and having the right credit card can make all the difference in maximizing rewards and streamlining business travel management. Travel credit cards offer a range of benefits, from generous rewards programs to travel perks.

In this blog, we will explore the top five business credit cards for travel needs.

1. Ink Business Preferred Credit Card

The Chase Ink Business Preferred Credit Card is widely regarded as one of the top choices for enhancing your international travel experience. With an annual fee of $95, it offers exceptional benefits and rewards that make it a worthwhile investment.

Upon joining, you can earn a generous bonus of 100,000 points after spending $15,000 on purchases within the first three months of opening your account. 

When it comes to earning points, this card truly excels. For every dollar spent on the first $150,000 in travel and select business categories each account anniversary year, you earn 3 points. 

Additionally, all other purchases accumulate 1 point per dollar spent. The value of these rewards is further enhanced, as they are worth 25% when you redeem them for travel through Chase Ultimate Rewards.

One noteworthy perk of this card for international travelers is that it does not charge any foreign transaction fees. This means that you can use your card freely for purchases made outside the United States without incurring additional charges.

2. United Club Business Card

To enhance your international travel experience, the Chase United Club Business Card is a fantastic choice. Despite its $450 annual fee, the card offers a wide range of benefits that more than offset the cost.

To start, you have the opportunity to earn 50,000 bonus miles after spending $5,000 on purchases within the first three months of opening your account. These bonus miles can be a significant boost toward your travel rewards.

When it comes to earning miles, this card provides enticing rewards. You earn two miles for every dollar spent on purchases from United, including tickets, inflight food and beverages, and Wi-Fi. Additionally, all other purchases earn 1.5 miles per dollar spent. This allows you to accumulate miles quickly.

One of the standout features of the Chase United Club Business Card is the complimentary United Club lounge membership. This membership, valued at $650 per year, grants you access to United Club lounges worldwide. 

Additionally, when you make a reservation through the program using your Chase card, you can unlock a range of exclusive benefits at participating properties. These benefits may include daily breakfast for two, dining or spa credit, complimentary Wi-Fi, and room upgrades.

3. World of Hyatt Business Credit Card 

The World of Hyatt Business Credit Card is widely recognized as one of the best business credit cards for travel. With its impressive array of benefits and rewards, it has an annual fee of $199.

When you initially join, you have the opportunity to earn a generous bonus of 60,000 bonus points after spending $5,000 on purchases within the first three months of opening your account. 

For those who spend $50,000 or more on the card in a calendar year, there’s an additional incentive. You’ll receive 10% of redeemed points back as bonus points for the rest of the calendar year, up to 20,000 points annually. 

The World of Hyatt Business Credit Card offers an attractive earning structure. You earn 2 Bonus Points for every dollar spent in your top three spending categories each quarter through 12/31/23. These categories can include dining, airline tickets, local transit, and more. Additionally, you earn 4 points per dollar spent at Hyatt Hotels, further boosting your rewards potential.

Another valuable perk of this card is the opportunity to receive 5-night credits with every $10,000 in card spending in a calendar year. These credits help you progress toward elite status within the World of Hyatt loyalty program, unlocking additional benefits such as room upgrades, late checkout, and more.

4. The Hilton Honors American Express Business Card

The Hilton Honors American Express Business Card is designed to enhance the overall experience of international travel. With its attractive features and benefits, it offers an enticing welcome bonus that rewards new cardholders. 

By spending $4,000 on purchases within the first three months of membership, cardholders can earn a substantial bonus of 150,000 Hilton Honors points along with a complimentary night reward. Remarkably, all this comes at an annual fee of just $95.

One of the card’s standout features is its generous rewards structure. Cardholders can earn a remarkable 12 Hilton Honors Bonus Points for every dollar spent on eligible purchases at participating hotels and resorts within the Hilton portfolio. Additionally, you earn 6 points per dollar at U.S. restaurants, gas stations, flights booked directly with airlines, and more.

Moreover, the card provides valuable benefits based on spending thresholds. By spending $15,000 in a calendar year, cardholders can earn a Free Night Reward, which can be redeemed at nearly any Hilton property worldwide. In addition, cardholders are granted automatic mid-tier Hilton Gold status, which includes benefits such as an 80% bonus on points earned from stays.

To further enhance the travel experience, cardholders can enjoy 10 complimentary visits annually to a wide selection of over 1,200 airport lounges worldwide by enrolling in the Priority Pass Select Membership.

5. Capital One Spark Miles for Business

The Capital One Spark Miles for Business card is an excellent choice for a seamless international travel experience. With a $0 introductory annual fee for the first year (which later becomes $95), this card offers a range of benefits that are particularly appealing to small business owners. 

One of the standout features is the unlimited 2 miles per dollar earned on every purchase, providing ample opportunities to accrue valuable miles. Furthermore, for hotels and rental cars booked through Capital One Travel, cardholders can earn an impressive 5 miles per dollar spent.

The card also includes a welcome bonus of 50,000 bonus miles, which can be obtained by spending $4,500 on purchases within the first three months of opening the account. This generous bonus adds significant value to the card’s overall offering.

For international travelers, the Capital One Spark Miles for Business card is a great choice as it has no foreign transaction fees on international purchases. Additionally, the card provides a reimbursement of up to $100 for Global Entry or TSA PreCheck application fees every four years. This benefit not only saves money but also expedites the security screening process, making international travel even more convenient.

Enhance your International Travel Experience

In conclusion, selecting the right and best business credit card for travel can significantly enhance your business trips and provide valuable rewards and benefits. You can also improve your international travel experience by using a mobile-based corporate travel management solution.

ITILITE is a robust software solution that revolutionizes the way you handle your business travel. It offers you the convenience of making bookings, modifying your itinerary, and managing expenses right from your mobile device.

With itilite, tracking your expenses becomes effortless, allowing you to submit expense reports with just a click of a button. Moreover, you can seamlessly link your credit cards to the application and experience a smooth payment process during your travel.

To know more about the benefits, book a demo now.

FAQ’s

1. Which are the best business credit cards?

The best business cards are the Ink Business Preferred Credit Card, United Club Business Card, World of Hyatt Business Credit Card, The Hilton Honors American Express Business Card, and Capital One Spark Miles for Business.

2. How do you benefit from the best business credit cards?

The best business credit cards offer perks such as rewards points or cash back on business purchases. They also offer travel benefits like airport lounge access, travel insurance, and potentially lower interest rates or introductory offers.

3. What are the best business credit cards that offer exclusive perks?


The business cards that offer exclusive perks are the Ink Business Preferred Credit Card, United Club Business Card, World of Hyatt Business Credit Card, The Hilton Honors American Express Business Card, and Capital One Spark Miles for Business.